Privacy Policy

Introduction

DCU Loan Calculator ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our loan calculator tool.

Please read this Privacy Policy carefully. By using our website, you consent to the practices described in this policy.

Information We Collect

Information You Provide

Our loan calculator operates entirely in your browser. The loan amounts, interest rates, and other values you enter into the calculator are processed locally and are not transmitted to or stored on our servers.

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Device type (desktop, mobile, tablet)
• General geographic location (country/region level)

How We Use Your Information

We may use the information we collect for various purposes, including:

• To provide and maintain our Service
• To improve and optimize our website
• To understand how visitors use our website
• To detect, prevent, and address technical issues
• To comply with legal obligations

Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to collect and store information about your visit to our website. Cookies are small data files stored on your device that help us improve your experience.

Types of Cookies We Use

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors interact with our website
• Advertising Cookies: Used to deliver relevant advertisements and track ad performance

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of our website.

Third-Party Services

We may use third-party services that collect, monitor, and analyze website traffic. These services may include:

• Google Analytics: For website analytics and traffic analysis
• Vercel Analytics: For performance monitoring and analytics

These third parties have their own privacy policies addressing how they use such information.

Affiliate Links

Our website contains affiliate links to third-party financial services. When you click on these links, you will be directed to external websites with their own privacy policies. We encourage you to review the privacy policies of any third-party sites you visit.

We may receive information from affiliate partners about clicks and conversions, but this information is typically aggregated and does not personally identify you.

Data Security

We implement appropriate technical and organizational security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access your personal information
• The right to correct inaccurate information
• The right to request deletion of your information
• The right to opt-out of certain data processing
• The right to data portability

California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how it is used, and the right to request deletion of your personal information.

European Users (GDPR)

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR), including the right to access, rectify, or erase your personal data.

Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us through the information provided on our website.